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  "sensitivity": [
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    {
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  "costSensitivity": [
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      "netBenefit24": 4466338.246909529
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    {
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      "recoveryMonth": 8,
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    {
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      "recoveryMonth": 15,
      "netBenefit24": 1966338.246909529
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  ],
  "limitations": [
    "금리·원금·비용은 교육용 가정이며 은행 견적이나 승인액이 아니다.",
    "명목금리를 12로 나누어 월말 납부하고 계산 중 원단위 반올림을 하지 않는다. 실제 일수·원단위 처리와 차이가 날 수 있다.",
    "변동금리 재산정, 우대 변경, 보증료·보험료 등 반복비용, 세금효과, 자금의 시간가치와 절감액 재투자수익을 제외한다.",
    "초기비용은 별도 현금으로 지출하며 원금에 더하지 않는다. 150만원은 시장 평균이나 특정 은행 수수료가 아니다.",
    "비교시점의 잔액을 함께 평가하되 해당 시점에 실제 중도상환한다고 가정하지 않는다. 매도·재대환 시 발생하는 새 대출의 상환수수료 등 출구비용은 별도로 차감해야 한다.",
    "30년 재설정은 상환구조 비교이며 가능 여부는 기존 약정·현행 규제·금융회사 심사에 따른다."
  ]
}
